FISHING CLUBS & ASSOCIATIONS
 

LIABILITY INSURANCE SECTION

Period of Insurance

12 months form commencement date

Insured Persons

Insured Organisation and its affiliated Associations, Clubs , together with all Registered Members, Coaches, Umpires/Referees, Officials, Administrators, Employees, Committee Members, Trainers, Medical Staff or Voluntary Workers.

Geographical Limits

Worldwide excluding USA & Canada

Scope of Cover

Covering your legal liability to pay compensation for Personal Injury, Property Damage, and/or Advertising Liability, that happens during the period of insurance which is caused by an occurrence in connection with the Insured’s premises or business (sport of Fishing).

Participant Liability
Protects the insured against those sums for which it becomes legally liable to pay because of actions brought against it by a participant whilst competing and/or practicing in an insured activity.

Tenants Liability
Protects the insured in regard to its legal liability incurred from its occupation of its rented premises. This liability protection does not apply to liability, which is assumed under an agreement or lease unless that liability would have attached without such agreement or lease. 

Property Owners Liability
Protects the insured for its legal liability arising from ownership of the premises.

First Aid Treatment Risk
Relating to liability arising from the application of first aid or medical treatment given by Trainers and First Aid Officers appointed by the insured to provide first aid and other medical services to which they are qualified to perform.  This extension excludes first aid or medical advice provided by a professionally qualified medical or paramedical person.

Property in Care, Custody or Control
Relates to legal liability for damage to property in your care, custody or under your legal control.  This section does not cover malicious damage caused by the Insured or repair of Insured’s work that was incorrectly or inadequately or defectively performed on or in respect of it.

Policy Benefits

Public Liability

Option 1: $5,000,000 any one occurrence

Option 2: $10,000,000 any one occurrence

Option 3: $20,000,000 any one occurrence

Excess: Nil

Products Liability

Option 1: $5,000,000 any one occurrence and in the annual aggregate

Option 2: $10,000,000 any one occurrence and in the annual aggregate

Option 3: $20,000,000 any one occurrence and in the annual aggregate

Excess: Nil

Property in Care, Custody or Control

$100,000 any one occurrence

Excess: Nil

Professional Indemnity

Option 1: $1,000,000 any one occurrence and in the annual aggregate

Option 2: $2,000,000 any one occurrence and in the annual aggregate

Excess: Nil