COMMON INSURANCE QUESTIONS With some of Australia's largest sporting organisations insured through IEA, the IEA Sports Team is in regular contact with all levels of sport administration. Here's a couple of questions which are common across Australia.... Q. Our Club uses the grounds owned by the Local Council. We are required to provide proof of Public Liability Insurance to the Local Council, with them named as an interested party. Is there a way for us to satisfy the Council requirements at a reduced cost to the club? A. One of the easiest and most economical ways for clubs to obtain appropriate liability protection and to satisfy Council or land owners requirements is to arrange public liability coverage tailored to sport through your State or National Sporting Organisation. This cover can be extended to include all affiliated bodies. In simple terms this means that each affiliated club or association receives liability protection appropriate for sporting bodies and which meets statutory requirements. The cost incurred by clubs in buying a separate policy is removed. Copies of the policy document, with the required insured name, can be forwarded upon request to the affiliated clubs. Q. Our Club Executive has been thinking about Directors & Officer's Liability Insurance but are concerned about the costs. What are our options? |
A. One of the realities of sport in today's litigious society is the increased risk of legal action being taken against officers and directors of clubs and organisations. Whether your Club is an incorporated entity or not has little effect on your legal responsibility to members. Comprehensive Directors & Officers Liability Insurance can be arranged under your State or National Sporting Organisation, or a separate policy can be written for your club. by Rod Hughes Winter 1997 IEA
has offices in every state. National freecall number 1800 SPORT
1 Disclaimer The information provided in this Email and on the IEA web-site is to be used as a reference only. IEA accepts no responsibility for the accuracy of the information or your reliance upon it. The views of contributors are their own and do not necessarily represent the views of IEA |
