Year 2007 - 2008
Sports Insurance
Program Managed by
OAMPS LASER




Your sport has chosen the
following cover:

We insure more than a million players throughout Australia.
Comprehensive sports insurance for every player in every team you insure.

We shop around for the best possible package of benefits to fit your specific needs at the most competitive price.  We can ensure you and your sport are covered against virtually any eventuality.

Tragedy cover up to $50,000
Legal Liability up to $10 million, Professional Indemnity $1 million. 
Non-Medicare medical cover up to $1,500
Loss of Income benefits up to $250 per week
Medicare pays all eligible costs - our policy then covers such expenses as private hospital accommodation, ambulance, physiotherapy and dental fees - $1,500 in total for each medical claim.

What is covered:

Medical. 50% of non-Medicare expenses up to $1,500.  Government legislative and legal conditions prevent your insurer from paying Medicare gaps.  Under the Policy you can claim physiotherapy, private hospital accommodation, ambulance and dental fees.  Physiotherapy Benefits payable at reimbursement rate of 85%.  An excess of $50 if no private health cover.

Legal liability. Limit of indemnity $10,000,000 - Provides protection for the organisation, first aid officials, coaches, players and others officially involved with the club.  Excess $nil. Professional Indemnity Limit of indemnity $1,000,000 - cover applies to coaches, umpires, officials, administrators and team managers. 

Loss of Income.  If you're a wage earner, temporary total disablement of $250 per week is payable up to a maximum of 52 weeks.  There is a waiting period excess of 7 days.

Student assistance/Home help benefits.
Pays up to $250 per week is payable up to a maximum of 52 weeks.for costs incurred for tutoring or continuation of education and home duties.  Waiting period excess is 7 days.

Parents' allowance.
Pays $25 for each day the insured child is hospitalised-offsetting costs incurred for babysitters, taxi fares and so on - Maximum $1,500.  24 hour excess.

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