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What is covered:
Medical.
80% of non-Medicare
expenses & 75% Physio expenses up to $2,000. Government legislative and legal conditions prevent your
insurer from paying Medicare gaps. Under the Policy you can claim physiotherapy,
private hospital accommodation, ambulance and dental fees - an excess of $50
applies. All treatment must be referred by a legally qualified Medical
Practitioner.
Loss of income. If you're a wage earner, temporary total disablement of
$300 per
week is payable for a maximum of 52 weeks - or 80% of
"Net Income Lost", whichever is the lesser. There is a waiting period excess of 7 days.
Legal liability. Limit of indemnity $10,000,000 - Provides protection for the
organisation, first aid officials, registered coaches, participants and others officially involved
with the club. Excess $500
Professional Indemnity. Limit of indemnity $5,000,000 - Cover is
included for registered coaches, officials and team managers. Excess
$500
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