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Sports
Snookered By Landlord's Insurance Demands ...
So what we have in some situations are organisations that have as a
condition for use of council premises a requirement to have liability
insurance with their landlord as joint insured - a condition that
cannot be met, as from IEA's experience to date the cover is
unavailable; or if it can be obtained it would be at a dramatically
increased price. As the title of this article suggests, sport
and recreation organisations are between a rock and a hard place.
This
whole issue is very closely linked to the trends in litigation.
There is considerable attention currently being given to the area of
litigation and it's affect on insurance availability, with
investigations occurring in the area of cost control and risk
management to address the situation. Landlords have a legal risk
exposure and they are attempting to contract out of their financial
responsibility. It is my opinion that this is not an appropriate
response to the situation.
I feel
that the attempt by third parties to move their legally determined
financial liabilities to clubs, many of whom are totally volunteer and
community based, is not only inappropriate but also morally unjust and
threatens the sport and recreation culture of the Australian
community.
Written by Rod
Hughes - Joint Chief Executive Officer
IEA
Sport
October
2001
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IEA has offices in every state. National freecall
number 1800 SPORT 1
(1800
77678 1)
Email:info@ieasport.com.au
The editor of the IEA
Sport Monthly Update is joint Chief Executive Officer, Rod Hughes.
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