Liability Insurance        

NAME OF INSURED:     All registered players of NSW Churches Football Association Inc, Christian Soccer Association, Victorian Churches Soccer Association, Hunter Christian Churches Football and Central Coast Christian Soccer Association and its affiliated bodies, together with all Coaches, Trainers, Instructors, Officials, Referees, Umpires and First Aid Personnel of these bodies.

DESCRIPTION OF

BUSINESS:                         Principally Soccer Competition for both Seniors and Juniors and any other activity incidental thereto of the three associations and their clubs.

A.  PUBLIC & PRODUCTS LIABILITY (Broadform occurrence wording)

INTEREST INSURED:     (1) Indemnify the Insured’s legal liability to pay Compensation for Personal Injury or Property Damage that happens during the period of insurance arising from an Occurrence in connection with The Business within the Territorial Scope up to a maximum of the respective limits of indemnity for General Liability and Products Hazard as stated in the schedule.  The total aggregate liability for Products Hazard during any one period of insurance will not exceed the limit of indemnity.

                                              (2) Indemnify the Insured for the legal advisors fees and court costs involved in defending any claims against the Insured to the extent that such claims fall within the terms and indemnity limits provide for in (1) above.  The Company shall have the right but not the obligation to appoint legal representatives and conduct the defence of any such claim, investigation, negotiation and settlement thereof as it considers expedient.

                                              (3) Reimburse the Insured for all reasonable expenses, other than wages, loss of earnings or profits, incurred with the consent of the Company in connection with (2) above.

                                               Indemnity or reimbursement provided in Insuring Agreements (2) and (3) shall be payable in addition to the applicable limits stated in the schedule.

PRODUCTS:                       Any property after it has left the custody or control of the Insured which has been designed, specified, formulated, manufactured, constructed, installed, sold, supplied, distributed, treated, serviced, altered or repaired by or on behalf of the Insured.

LIMITS OF LIABILITY: 
                                Public Liability             $20,000,000                                       

                                               In respect of any one occurrence or series of occurrences arising out of the one event during the period of insurance.

                                  Products Liability      $10,000,000

                                               In respect of any one occurrence or series of occurrences arising out of one event and in the aggregate during the period of insurance.

                                  Property in Physical or Legal Control of Insured     $10,000

In respect of any one occurrence and in the aggregate during any one period of insurance.

POLICY WORDING:  Calliden Sports Insurance Policy.

B.  PROFESSIONAL LIABILITY (Claims Made wording)

INTEREST INSURED:     Indemnifies the Insured against any claim or claims (including all legal costs and expenses for which the Insured shall become legally liable to the claimant) up to but not exceeding in the aggregate for all claims under this policy, the limit of indemnity specified in the schedule arising from breach of professional duty whether such duty is owed in contract or otherwise in respect of the Insured’s legal liability arising from negligent acts, errors or omissions whenever or wherever committed or alleged to have been committed in connection with The Sport, provided that the Claim or Claims are:

(i)         made against the Insured during the period of insurance specified in the schedule and,

(ii)         immediately notified in writing to the Company by the Insured during the period of insurance,

(iii)        arising out of any act, error or omission which occurred subsequent to the Retroactive Date

LIMITS OF LIABILITY:      $1,000,000 any one occurrence and in the aggregate per stakeholder for all claims first made against the Insured during the period of insurance (subject to Section 40(3) of the Insurance Contracts Act 1984).

PARTIES INSURED:        All registered players of NSW Churches Football Association Inc, Christian Soccer Association, Victorian Churches Soccer Association, Hunter Christian Churches Football and Central Coast Christian Soccer Association and its affiliated bodies, together with all Coaches, Trainers, Instructors, Officials, Referees, Umpires and First aid Personnel of these bodies.

POLICY WORDING:          Calliden Sports Insurance Policy

CONDITIONS APPLICABLE TO COVERS A. AND B.

GEOGRAPHICAL LIMITS  Worldwide Excluding USA & Canada

DEDUCTIBLE:                   $Nil each and every claim or series of claims arising from the one occurrence.

All occurrences of a series consequent upon or attributable to one source or original cause shall be deemed one occurrence for the purpose of the application of the above deductible.

TERRITORIAL SCOPE     (a) anywhere in the Commonwealth of Australia and New Zealand

                                               (b) anywhere in the world but only in respect of:

(i) your Products exported from the Commonwealth of   

Australia or New Zealand, and

(ii) visits by the Insured for the purpose of playing or administering The Business of the Insured or the sport nominated in the schedule but only whilst acting in connection with club activities and whilst conforming to club rules and by-laws.