What is covered:
Medical.
80% of non-Medicare
expenses up to $3,000. Government legislative and legal
conditions prevent your insurer from paying Medicare gaps.
Under the Policy you can claim physiotherapy, private hospital
accommodation and dental fees - an excess of
$50 applies. Physiotherapy expenses are limited to $350 any
one claim.
Loss of income. If you're a wage earner, temporary total disablement of
$500 per
week is payable for a maximum of 52 weeks - or 80% of your weekly wage, whichever is the
less. There is a waiting period excess of 7 days.
Legal liability. Limit $10,000,000 - Provides protection
for the organisation, first aid officials, coaches,
players and others officially involved with the club. Excess
$1,000. Professional Liability Limit of Indemnity
$2,000,000. Cover is also included for qualified coaches
and umpires, All claims subject to a $1,000 excess.
Student assistance/Home help benefits. Reimburses up to $350 per week for a maximum of 52
weeks for costs incurred for tutoring or continuation of education and home duties.
Waiting period excess is 7 days.
Parents' allowance. Reimburses $15 for each day the insured child is hospitalised-offsetting
costs incurred for babysitters, taxi fares and so on - a one day excess applies.

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