What is covered:
Medical.
80% of non-Medicare
expenses up to $1,500. Government legislative and legal conditions prevent your
insurer from paying Medicare gaps. Under the Policy you can claim physiotherapy,
private hospital accommodation, ambulance and dental fees. Excess
$50.00.
Loss of income. If you're a wage earner, temporary total disablement of
$300 per
week is payable for a maximum of 52 weeks - or 100% of your weekly wage, whichever is the
less. Excess 7 Days.
Legal liability. Limit of indemnity $10,000,000 - Provides protection
for first aid officials against claims alleging breach of duty of
care. Errors and Omissions Limit of indemnity $5,000,000.
Student assistance/Home help benefits. Pays up to
$300 per week for a maximum of 52
weeks for costs incurred for tutoring or continuation of education and home duties.
Parents' allowance. Pays $25 for each day the insured child is hospitalised-offsetting
costs incurred for babysitters, taxi fares and so on. Maximum
benefit $1,500.
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